Darren: Hey, good people. Welcome to Wiley CFA Review. My name is Darren Degraaf, CFA charter holder. This video today is to give you a little bit of a background on the instructors and you've already perhaps seen Olinto and Hetherington. So anyway, here's mine. And I just want to go back to, you know, back to my UNI days in college. So I went to the University of British Columbia in the Sauder School of Business. Don’t ask me when back before Jesus was a cowboy, is I like to say. And then I started working part time at HSBC Bank. There was a branch here in Vancouver and I actually worked for them for some 13 years. Somehow I managed to dupe them the entire time and in the last four years, I think it was I started teaching CFA Review off the side of my desk. It first started locally, I just took on one class and I felt a little bit more confident. And then he took on more and more. And then I guess I didn't totally stink up the room so I was asked to go down to SoCal and we did some info session some corporate visits at, like, PEMCO supercool Best Coast, Huntington Beach. It was amazing. And that just spiraled into more opportunities. And if you watch Olinto's video, he talked about a bunch of things that he wanted to be one of them being a pilot. And but unfortunately, I guess he's not such a good flier. So I had the opportunity. I got the nod to go to India, and I believe Singapore as well. Just one of the probably the best trip I ever went on and was able to teach CFA or promote CFA at that time. And then fast forward till now, I've been teaching for about some 16 years now, and we're back together Olinto, Hetherington and myself, we have been for a few years now, and we're perhaps even more excited to keep doing this especially during these interesting times. So, I want to talk about that just a little bit. Our virtual classes, I want you to understand this that think of us as, like your personal trainers. And what we're going to do is with our enthusiasm and our energy and our passion, we are going to help you cross that finish line on game day. We're going to help separate the core from the trivial, i.e. the primary from the secondary stuff. And then towards the revision or boot camps, some people like to call them, we're going to get more into sharing our tips and tricks and our collective knowledge. Together I think we have almost like 50 years of training experience altogether. So I look forward to seeing you folks particularly in our virtual classes. Until then, stay safe and be positive. Never lose your sense of humor.